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infinite}@keyframes scoremend-pulse{0%{opacity:.75;transform:scale(.82)}70%{opacity:0;transform:scale(1.4)}to{opacity:0;transform:scale(1.4)}}.scoremend-journey-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:minmax(0,1fr);gap:14px}.scoremend-journey-step{min-width:0;background:rgba(255,255,255,.06);border:1px solid rgba(116,214,197,.22);border-radius:18px;padding:20px 18px;transition:transform .35s ease,border-color .35s ease,background .35s ease,box-shadow .35s ease}.scoremend-journey-step[data-reached=true]{transform:translateY(-4px);border-color:rgba(116,214,197,.62);background:rgba(116,214,197,.12);box-shadow:0 16px 32px rgba(0,0,0,.22)}.scoremend-journey-num{display:inline-flex;align-items:center;gap:9px;font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--sm-sky);margin-bottom:12px}.scoremend-journey-num-icon{width:34px;height:34px;flex-shrink:0;border-radius:11px;display:grid;place-items:center;background:rgba(116,214,197,.16);color:var(--sm-sky);transition:background .35s ease,color .35s ease}.scoremend-journey-step[data-reached=true] .scoremend-journey-num-icon{background:var(--sm-accent);color:var(--sm-blue-deep)}.scoremend-journey-step h3{font-size:1.06rem;color:#fff;margin-bottom:7px}.scoremend-journey-step p{margin:0;font-size:.89rem;color:#a9cbc6}.scoremend-callout{display:grid;gap:12px;margin-top:26px}.scoremend-callout-item{display:flex;gap:13px;background:rgba(255,255,255,.06);border:1px solid rgba(116,214,197,.26);border-left:4px solid var(--sm-accent);border-radius:14px;padding:16px 18px;min-width:0}.scoremend-callout-item svg{color:var(--sm-accent);flex-shrink:0;margin-top:2px}.scoremend-callout-item>div{min-width:0}.scoremend-callout-item strong{display:block;color:#fff;font-size:.98rem;margin-bottom:3px}.scoremend-callout-item p{margin:0;font-size:.88rem;color:#bcd6d1}.scoremend-journey-foot{margin:24px 0 0;font-size:.84rem;color:#8fb5b1;max-width:48rem}.scoremend-cancant{display:grid;grid-template-columns:minmax(0,1fr);gap:18px}.scoremend-cc{background:var(--sm-card);border:1px solid var(--sm-line);border-radius:20px;padding:22px 20px;min-width:0}.scoremend-cc--can{border-top:4px solid var(--sm-green)}.scoremend-cc--cant{border-top:4px solid #d9482b}.scoremend-cc-head{display:flex;align-items:center;gap:10px;margin-bottom:14px}.scoremend-cc-head span{width:40px;height:40px;flex-shrink:0;border-radius:11px;display:grid;place-items:center}.scoremend-cc--can .scoremend-cc-head span{background:var(--sm-green-soft);color:var(--sm-green-deep)}.scoremend-cc--cant .scoremend-cc-head span{background:rgba(217,72,43,.12);color:#b83a1f}.scoremend-cc-head h3{font-size:1.16rem;color:var(--sm-blue)}.scoremend-cc-list{list-style:none;margin:0;padding:0;display:grid;gap:11px}.scoremend-cc-list li{display:flex;align-items:flex-start;gap:10px;font-size:.9rem;color:var(--sm-ink);min-width:0}.scoremend-cc-list li>span{min-width:0}.scoremend-cc-list svg{flex-shrink:0;margin-top:3px}.scoremend-cc--can .scoremend-cc-list svg{color:var(--sm-green)}.scoremend-cc--cant .scoremend-cc-list svg{color:#d9482b}.scoremend-cc-note{margin:16px 0 0;padding-top:14px;border-top:1px dashed var(--sm-line);font-size:.82rem;color:var(--sm-muted)}.scoremend-split{display:grid;grid-template-columns:minmax(0,1fr);gap:26px;align-items:center}.scoremend-split>*{min-width:0}.scoremend-split-img{aspect-ratio:16/11;border-radius:22px;overflow:hidden;border:6px solid #fff;box-shadow:0 20px 46px rgba(6,43,50,.16)}.scoremend-split-img img{width:100%;height:100%;object-fit:cover}.scoremend-rights-list{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:16px}.scoremend-rights-list li{display:flex;gap:14px;min-width:0}.scoremend-rights-icon{width:44px;height:44px;flex-shrink:0;border-radius:13px;display:grid;place-items:center;background:var(--sm-green-soft);color:var(--sm-green-deep)}.scoremend-rights-list li>div{min-width:0}.scoremend-rights-list h3{font-size:1.04rem;color:var(--sm-blue);margin-bottom:4px}.scoremend-rights-list p{margin:0;font-size:.9rem;color:var(--sm-muted)}.scoremend-resources{margin-top:24px;background:var(--sm-mist);border:1px solid var(--sm-line);border-radius:18px;padding:20px 18px}.scoremend-resources h3{display:flex;align-items:center;gap:9px;font-size:1.06rem;color:var(--sm-blue);margin-bottom:8px}.scoremend-resources h3 svg{color:var(--sm-green-deep);flex-shrink:0}.scoremend-resources p{margin:0 0 12px;font-size:.9rem;color:var(--sm-muted)}.scoremend-resources-links{list-style:none;margin:0;padding:0;display:grid;gap:10px}.scoremend-resources-links li{display:flex;align-items:flex-start;gap:10px;min-width:0}.scoremend-resources-links svg{color:var(--sm-green);flex-shrink:0;margin-top:3px}.scoremend-resources-links a{color:var(--sm-green-deep);font-weight:700;text-underline-offset:2px;overflow-wrap:anywhere}.scoremend-resources-links span{display:block;min-width:0;font-size:.9rem;color:var(--sm-muted)}.scoremend-resources-links span strong{color:var(--sm-ink)}.scoremend-why{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:16px}.scoremend-why li{display:flex;gap:14px;min-width:0}.scoremend-why-icon{width:44px;height:44px;flex-shrink:0;border-radius:13px;display:grid;place-items:center;background:var(--sm-green-soft);color:var(--sm-green-deep)}.scoremend-why li>div{min-width:0}.scoremend-why h3{font-size:1.04rem;color:var(--sm-blue);margin-bottom:4px}.scoremend-why p{margin:0;font-size:.9rem;color:var(--sm-muted)}.scoremend-quotes{display:grid;grid-template-columns:minmax(0,1fr);gap:16px}.scoremend-quote{margin:0;background:var(--sm-card);border:1px solid var(--sm-line);border-radius:20px;padding:22px 20px;min-width:0;display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .2s ease}.scoremend-quote:hover{transform:translateY(-4px);box-shadow:0 18px 38px rgba(6,43,50,.12)}.scoremend-quote blockquote{margin:12px 0 16px;font-family:var(--sm-serif);font-size:1rem;line-height:1.55;color:var(--sm-ink);flex:1 1 auto}.scoremend-quote figcaption{display:flex;align-items:center;gap:12px;border-top:1px solid var(--sm-line);padding-top:15px;min-width:0}.scoremend-quote-avatar{width:38px;height:38px;flex-shrink:0;border-radius:50%;display:grid;place-items:center;font-weight:800;color:#fff;background:linear-gradient(140deg,var(--sm-green) 0,var(--sm-blue-2) 100%)}.scoremend-quote figcaption>span:last-child{min-width:0}.scoremend-quote figcaption strong{display:block;font-size:.92rem;color:var(--sm-blue)}.scoremend-quote figcaption em{display:block;font-style:normal;font-size:.8rem;color:var(--sm-muted)}.scoremend-quotes-note{margin:22px auto 0;max-width:46rem;text-align:center;font-size:.82rem;color:var(--sm-muted)}.scoremend-faq{max-width:800px;margin:0 auto;display:grid;gap:12px}.scoremend-faq-item{background:var(--sm-card);border:1px solid var(--sm-line);border-radius:16px;overflow:hidden;transition:border-color .18s ease,box-shadow .18s ease}.scoremend-faq-item[data-open=true]{border-color:var(--sm-green);box-shadow:0 12px 30px rgba(15,157,110,.12)}.scoremend-faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:14px;background:none;border:0;padding:17px 18px;min-height:44px;font:inherit;font-weight:700;font-size:.98rem;color:var(--sm-blue);text-align:left;cursor:pointer;transition:color .15s ease}.scoremend-faq-q>span{min-width:0}.scoremend-faq-q:hover{color:var(--sm-green-deep)}.scoremend-faq-q svg{flex-shrink:0;color:var(--sm-green);transition:transform .22s ease}.scoremend-faq-item[data-open=true] .scoremend-faq-q svg{transform:rotate(180deg)}.scoremend-faq-a{padding:0 18px 18px;color:var(--sm-muted);font-size:.92rem;animation:scoremend-fade .25s ease}@keyframes scoremend-fade{0%{opacity:0;transform:translateY(-5px)}to{opacity:1;transform:translateY(0)}}.scoremend-final{background:radial-gradient(680px 340px at 12% 10%,rgba(15,157,110,.32),transparent 62%),radial-gradient(560px 300px at 92% 90%,rgba(43,209,138,.18),transparent 60%),linear-gradient(160deg,var(--sm-blue-2) 0,var(--sm-blue-deep) 100%);color:#dff0ec;padding:52px 0}.scoremend-final-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:28px;align-items:start}.scoremend-final-copy{min-width:0}.scoremend-final-copy h2{font-size:clamp(1.7rem,6.8vw,2.5rem);color:#fff}.scoremend-final-copy h2 em{font-style:italic;color:var(--sm-sky)}.scoremend-final-copy>p{margin:14px 0 22px;color:#a9cbc6;font-size:1rem;max-width:32rem}.scoremend-final-points{list-style:none;margin:0 0 22px;padding:0;display:grid;gap:10px}.scoremend-final-points li{display:flex;align-items:flex-start;gap:10px;font-size:.92rem;font-weight:600;color:#eef3fb;min-width:0}.scoremend-final-points li>span{min-width:0}.scoremend-final-points svg{color:var(--sm-accent);flex-shrink:0;margin-top:3px}.scoremend-final-note{margin:18px 0 0;font-size:.84rem;color:#a9cbc6}.scoremend-final-note a{color:#fff}.scoremend-footer{background:var(--sm-blue-deep);color:#8fb5b1;padding:42px 0 108px;font-size:.85rem}.scoremend-footer .scoremend-logo,.scoremend-footer .scoremend-phone{color:#eaf6f3}.scoremend-footer .scoremend-logo-name span{color:var(--sm-sky)}.scoremend-footer-top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px 24px;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.12)}.scoremend-footer-links{display:flex;flex-wrap:wrap;gap:8px 18px;min-width:0}.scoremend-footer-links a{color:#b9c5d0;text-decoration:none;font-weight:600}.scoremend-footer-links a:hover{color:var(--sm-sky)}.scoremend-footer-resources{margin:22px 0 0;padding:16px 18px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:14px}.scoremend-footer-resources strong{color:#eaf6f3}.scoremend-footer-resources a{color:var(--sm-sky);font-weight:700;overflow-wrap:anywhere}.scoremend-footer-disclaimer{margin-top:22px;display:grid;gap:13px;max-width:64rem;line-height:1.7}.scoremend-footer-disclaimer p{margin:0;font-size:.78rem;color:#85a2ab}.scoremend-footer-disclaimer strong{color:#cfe6e1}.scoremend-footer-legal{border-top:1px solid rgba(255,255,255,.12);padding-top:14px;font-size:.76rem;color:#6f9995}.scoremend-callbar{position:fixed;left:0;right:0;bottom:0;z-index:50;background:linear-gradient(120deg,var(--sm-blue-2) 0,var(--sm-blue-deep) 100%);border-top:3px solid var(--sm-accent);box-shadow:0 -10px 26px rgba(0,0,0,.24)}.scoremend-callbar-inner{max-width:1140px;margin:0 auto;padding:9px 12px;display:flex;align-items:center;justify-content:center;gap:10px;flex-wrap:nowrap;min-width:0}.scoremend-callbar-label{display:none;color:#a9cbc6;font-size:.88rem}.scoremend-callbar-label,.scoremend-callbar-phone{align-items:center;gap:8px;font-weight:700;white-space:nowrap}.scoremend-callbar-phone{display:inline-flex;min-height:44px;color:#fff;font-family:var(--sm-serif);font-size:1.1rem;text-decoration:none;transition:color .15s ease}.scoremend-callbar-phone:hover{color:var(--sm-sky)}.scoremend-callbar-btn{padding:9px 14px;min-height:40px;font-size:.8rem;white-space:nowrap;flex-shrink:0}.scoremend-callout-item>div,.scoremend-cc-list li>span,.scoremend-hero-note>div,.scoremend-quote figcaption>span:last-child,.scoremend-resources-links li>span{min-width:0}@media (min-width:480px){.scoremend-hero-grid,.scoremend-nav-inner,.scoremend-wrap{padding-left:20px;padding-right:20px}.scoremend-hero-grid{padding-top:48px;padding-bottom:54px}.scoremend-hero h1{font-size:clamp(2rem,7vw,2.55rem)}.scoremend-lead-row{flex-direction:row;flex-wrap:wrap;align-items:stretch}.scoremend-lead-field{flex:1 1 200px}.scoremend-lead-row .scoremend-btn{width:auto;flex:0 0 auto}.scoremend-actions{flex-direction:row;flex-wrap:wrap;align-items:center}.scoremend-actions .scoremend-btn{width:auto}.scoremend-callbar-label{display:inline-flex}}@media (min-width:640px){.scoremend-hero-grid,.scoremend-nav-inner,.scoremend-wrap{padding-left:24px;padding-right:24px}.scoremend-section{padding:62px 0}.scoremend-cards{gap:20px}.scoremend-cancant,.scoremend-cards{grid-template-columns:repeat(2,minmax(0,1fr))}.scoremend-nav-cta{display:inline-flex}.scoremend-guide-card{padding:22px}.scoremend-lead{padding:26px}.scoremend-stats-grid{gap:22px 20px}}@media (min-width:768px){.scoremend-nav-links{display:flex;margin-left:0}.scoremend-icon-call{display:none}.scoremend-quotes{grid-template-columns:repeat(2,minmax(0,1fr))}.scoremend-offer-grid{grid-template-columns:minmax(0,1.02fr) minmax(0,.98fr);gap:30px}.scoremend-head{margin-bottom:38px}.scoremend-callout{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:900px){.scoremend-section{padding:78px 0}.scoremend-hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:48px;padding:66px 24px 74px}.scoremend-hero h1{font-size:clamp(2.3rem,4.4vw,3.4rem)}.scoremend-hero-chip{position:absolute;left:10px;bottom:-22px;margin:0;max-width:calc(100% - 20px)}.scoremend-offer{padding:62px 0}.scoremend-stats-grid{grid-template-columns:repeat(4,minmax(0,1fr));padding-top:40px;padding-bottom:40px}.scoremend-stats-fine{grid-column:1/-1}.scoremend-cards,.scoremend-quotes{grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.scoremend-split{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:44px}.scoremend-split--rev .scoremend-split-img{order:2}.scoremend-split-img{aspect-ratio:4/5}.scoremend-final-grid{grid-template-columns:minmax(0,1fr) minmax(0,1.02fr);gap:42px}.scoremend-journey{grid-template-columns:minmax(0,1fr);gap:6px}.scoremend-journey-track{height:150px}.scoremend-journey-line{display:none}.scoremend-journey-rail{display:block;position:absolute;left:0;right:0;bottom:0;width:100%;height:100%;color:rgba(43,209,138,.5)}.scoremend-journey-marker{left:0;top:0;margin-left:0;transform:translate3d(calc(var(--sm-p, 0) * var(--sm-run, 0px)),var(--sm-bob,0),0) rotate(var(--sm-rot,0deg))}.scoremend-journey-steps{grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.scoremend-callout{margin-top:30px}}@media (min-width:1100px){.scoremend-hero-grid{gap:56px}.scoremend-section{padding:84px 0}.scoremend-head p,.scoremend-hero-sub{font-size:1.05rem}.scoremend-journey-track{height:164px}}@media (prefers-reduced-motion:reduce){.scoremend-page *,.scoremend-page :after,.scoremend-page :before{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}.scoremend-page[data-js=on] [data-reveal]{opacity:1;transform:none}.scoremend-journey-marker{--sm-p:0;--sm-bob:0px;--sm-rot:0deg;transition:none}.scoremend-journey-marker:before{animation:none;opacity:.5;transform:none}.scoremend-btn:hover,.scoremend-card:hover,.scoremend-card:hover .scoremend-guide-img img,.scoremend-guide-card:hover .scoremend-guide-img img,.scoremend-journey-step[data-reached=true],.scoremend-quote:hover{transform:none}}